cross-posted from: https://linkage.ds8.zone/post/341870

I signed an agreement with a creditor that obligates me to pay them using a bank inside the country. This was fine initially but then I moved out of the country and the acct was closed. Other banks will not open an account for me and the creditor refuses cash. So the creditor is treating me like a non-payer to a quite harsh extent.

I have over-simplified here but I just want to know very generally what the common practices are around the world for contract law situations where someone without much bargaining power signs a contract that obligates them to do something that’s only achievable if other 3rd-parties agree to serve them, and then those other 3rd-parties later refuse.

BTW, I am not interested in advice on situational hacks and angles like “find a friend to pay for you”. I want to know how courts treat the situation when all options have failed. Are people typically held accountable for agreeing to something which relied on actions of others?

(the situation is not in the UK but I am still interested in answers as to how these kinds of situations are dealt with in the UK)

  • notabot@lemm.ee
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    4 days ago

    The clauses you quoted from the GDPR refer to data processing, not contract law in general. I understand your point about a power imbalance, but I doubt any court would see requiring a bank account in the country to be particularly onerous as the situation was entirely within your control. I doubt it would be seen as an imposition on your rights either as you are still free to move, you just needed to arrange appropriate banking first. As I mentioned, take a look for an international bank, they may be able to help.