Mine is beaverhabits, just a good habit app that has come out recently.

    • apprehensively_human@lemmy.ca
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      2 days ago

      I bounced off of Actual when I realized how clunky its goal templating is. I want to be able to have all my categories fill in a single click but the goal templates are hidden behind an experimental feature.

      • sugar_in_your_tea@sh.itjust.works
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        2 days ago

        Yeah, it’s not perfect, but it works well enough to get what I wanted: see unexpected expenses from my vast array of credit cards. I’ve caught fraudulent transactions my bank didn’t, so that’s nice.

        I don’t actually do strict budgeting with it, I mostly just want to see generally where our money is being spent, and I prefer to keep those transactions as private as possible (well, outside of my banks selling my transaction data to data brokers, that is…).

        • apprehensively_human@lemmy.ca
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          2 days ago

          Ah. Yeah I’m trying to find an alternative to YNAB since they keep upping their annual fees but the service works so well for me that the price is probably worth it anyway.

          • sugar_in_your_tea@sh.itjust.works
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            2 days ago

            Yup, probably.

            But hey, there are free options (Actual and Firefly), so there’s no harm in trying them out. If you can replicate your setup in YNAB, you might just save yourself some money. But definitely don’t ditch it until you’ve gotten everything set up first.

      • sugar_in_your_tea@sh.itjust.works
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        2 days ago

        Firefly

        Nope. I found AB and saw that they had experimental support for SimpleFIN, which supports financial institutions in my country (USA), and it was cheaper than my old, non-selfhosted solution (Tiller). SimpleFIN provides a pretty simple API, so there’s no reason Firefly couldn’t support it as well (and there’s an issue for it).

        I also really hate PHP, so the fact that Actual Budget is written in node.js is a plus.