For the last decade or so, my SO and I have been more or less dividing our expenses, and Venmo/ PayPal-ing the other as needed (rent, etc).
I know a lot of couples use a shared account that they both contribute to via direct deposit. How many of you do this? Any drawbacks or other options I haven’t mentioned?
We do mostly this but each have a spending account that we get fun money paid into each week. We use those accounts if either of us wants an expensive toy, buying presents, going out for work drinks or buying lunch while at work instead of bring left overs. Both pays go to the main account, all groceries and bills come out of the main account.
I guess I think that at some point you just need to go all in on your relationship. If you’re keeping things seperate in case you break up, you’re kind of planning for it to not be a permanent thing. Why bother getting married if that’s the case?
I know that’s probably an overly-simplistic attitude, but that is exactly where my brain goes, yeah.