For the last decade or so, my SO and I have been more or less dividing our expenses, and Venmo/ PayPal-ing the other as needed (rent, etc).

I know a lot of couples use a shared account that they both contribute to via direct deposit. How many of you do this? Any drawbacks or other options I haven’t mentioned?

  • marquisalex
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    6 days ago

    My partner and I have a joint account that is used to pay for any shared expenditure (boring stuff like housing and groceries, as well as fun stuff like dinners out together and holidays). This account is funded unevenly, and that split is reviewed any time either of our incomes change - but it’s always funded to the point that it covers our joint expenses each month. If required, it is topped up at the same split. Anything we are left with personally can be spent or saved at the individuals absolute discretion.