un-abashedly trying to defend ghouls.

No, I’m not.

If the CEO makes the big bucks then they share the most of the blame. You can’t have one without the other.

This will definitely depend on the particulars of an organization, but usually it’s not just one singular CEO who’s getting rich by making these decisions.

Also don’t deliberately ignore the fact that for a brief moment in time after the CEO’s death, there was a drastic reduction in the number of claims being denied.

I wasn’t aware of this, and I’m not sure why you would describe that as “deliberately ignoring” it…lol