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Fuck Cars@lemmy.ml · 2 years ago

auto insurance

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auto insurance

inkwiwtba@lemmy.ml to

Fuck Cars@lemmy.ml · 2 years ago

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do auto insurance companies, in general, make money on auto accidents? if so, is it to the point that they would want drivers to have more accidents?

ive been considering this question for a while, and i assume its true, being how often we (us americans) hear and see auto ins ads. i usually assume when folks’ money changes hands in any non-clandestine way (cash btwn private citizens) that they lose out to big business…

would the mechanism of profit be increasing rates for an individual after an accident? is there another way?

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poVoq@slrpnk.net
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2 years ago
Not sure I follow. Normally insurances make money of people not getting into accidents while still paying the insurance fees.
StarManta@lemmy.world
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1 year ago
When there are accidents, the insurance company has to pay out. So no, they don’t really make money on accidents.

The perfect insurance company customer is the one that pays a modest premium every month and never gets in an accident.

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