I love the idea of these folios. I bought one from Nomad a few years ago for my iPhone XR and although it was really nice to have my wallet attached to my phone, in real-world usage, the folio became cumbersome to hold while using the phone all the time. Of course, you can just take your phone off when you’re tired of the case. Also, the top-right corner of my screen protector kept getting scratched by the constant friction of the credit cards pressing against the screen while in my pocket. Hope that info helps.