Article is long winded and the author is full of themselves. They do not view check cashing as a tax on the poor and suggest because some people prefer the customer service at these establishments that there is nothing wrong with them. (They claim bank tellers can be judgy and can make people feel uncomfortable. Fucking make nicer banks then, damn. Credit unions, even. Those exist)

They like to quote statistics like “[t]he average unbanked worker in Illinois spends $574 a year to cash their payroll checks.” (I am not relaying this quote for its truth value.)

Excuse me, what? How could this not enrage you? It is a systemic failure that workers have their wages skimmed by the finance industry.

I’m starting to think “stochastic” is a red-flag word that marks people who are up their own ass and I’m a stats major.