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Insurance companies are going to do anything they can to reduce loss ratio, but… That is literally the plot of a John Grisham novel (pre-ACA, so it was a little more complicated than that, but still).
Maybe that’s not the model that real-life insurers should be copying.
Haven’t seen RTFM casually dropped in conversation online in… um… a while…
You’ve been hanging out on the intartoobz at least as long as I have. Circa the paleolithic era, or so…