Okay here is what you do. Take a corner of a table or sink and gently smash the screen into it. Pay $30 and get it repaired.

I had a similar story to yours but I knew about a glitch in my iPhone that Apple employees were not aware of and I tried to get help multiple times. It was a minor inconvenience but I made the issue seem like a big deal and without paying any deductible got my whole iPhone replaced. This happens every year. iPhones have some sort of glitch that I can always manage to find out about and Apple employees aren’t used to handling such niche issues. Next time just say your phone has been slow. Follow through with their troubleshooting steps and still keep complaining. After 3 times they’ll give up and replace your iPhone for free.

Edit: Also use a screen protector. Now I use a screen protector.

I’ve had iPhones without AppleCare and iPhones with AppleCare. It’s very simple.

If you have a case and screen protector no it’s not worth it. If you are using without a case then yes it’s worth it.

I’ll break it down for you. Which AppleCare+ are we talking about? Loss and theft or regular AppleCare+? Is it 2year one or is it month to month indefinitely?

If you have a screen protector and a case and take good care of your phone then no it isn’t worth it. In your case even if you had applecare+ it would be money wasted since after 2 years AppleCare+ won’t do anything.

It’s simple math and up to you personally at the end of the day. AppleCare+ ($200) + ($100)deductible for phone replacement or ($30) for screen only. AppleCare theft & loss ($269) + ($150) deductible for lost phone.

Personally after the first year it’s not worth it cause if you’re paying a deductible might as well upgrade cause iPhone models come out every year.

PSA: You can buy the insurance and cancel it anytime if you don’t end up using it and you can get the refund of the unused portion/how many months of coverage you had left. You cannot cancel if you’ve already gotten your phone replaced by AppleCare+.