Pretend the $20 million is guaranteed, and if anything will increase slightly over time.
What problems could be significantly improved for $20 million?
(I am dreaming of winning the $1.55 billion Powerball drawling. Then taking the lumpsum, posting taxes, investing, and spending 4% each and every year. I understand that the actual may be more, or less than the started amount.)
I would pay off my mortgage, and buy a car that isn’t it electrical hazard on wheels.
Once that is done that I think I would set myself up as one of those prefab home manufacturing companies. They’re pretty good houses albeit architecturally uninteresting, and they solve the housing shortage problem relatively cheaply.
Also I’m going to steal my next door neighbor’s motorcycle and drive it into a lake, in order to stop him and his terrible midlife crisis habit of starting his engine at 4:00 in the morning and leaving it idling for 4 hours. Of course I could do that now, but if I wait until I’m rich then it’ll hardly even be a crime.
Lol at the hardly a crime, very true but with that kind of money, you just pay someone else to do it.