I’m getting $500 back this year. Sometimes I owe that much and offset with additional HSA contributions.
I don’t sweat it much beyond that. Just make sure I’m safe harbored and reconcile in February.
Unless we’re talking tens of thousands of dollars variance, the “free government loan” is entirely immaterial for most people, especially when savings accounts were paying a fraction of one percent interest and investments would either ring up ridiculous fees or require lot purchases far beyond the excess withholding.
I’m drinking beer this afternoon and don’t know if there’s a point to what I just said.
Fellow accountant here.
I’m getting $500 back this year. Sometimes I owe that much and offset with additional HSA contributions.
I don’t sweat it much beyond that. Just make sure I’m safe harbored and reconcile in February.
Unless we’re talking tens of thousands of dollars variance, the “free government loan” is entirely immaterial for most people, especially when savings accounts were paying a fraction of one percent interest and investments would either ring up ridiculous fees or require lot purchases far beyond the excess withholding.
I’m drinking beer this afternoon and don’t know if there’s a point to what I just said.