• SkyNTP@lemmy.ml
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    9 months ago

    Well yes, but also no. Buying a house or getting a mobile phone (a car too, but less so) are pretty essential parts of functioning in society.

    • BlanketsWithSmallpox@lemmy.world
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      9 months ago

      Who the fuck needs credit to get a mobile phone? lmfao

      That Android better be gold plated, able to use every network possible in the world with satellite without roaming, and shit out by Taylor Swift herself.

      • Brekky@lemmy.world
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        9 months ago

        As a brit who moved to America with a company sponsored visa and half decent full time job I could only get a 250 dollar credit card and a pay as you go phone.

        • PatMustard
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          9 months ago

          If you’ve got a half decent job why do you need a credit card at all? And what’s wrong with PAYG? Phone contracts are for chumps!

    • TheFriar@lemm.ee
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      9 months ago

      It’s even being involved in job interviews and renting a house. I’m sure a bunch of others as well.

      • Corngood@lemmy.ml
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        9 months ago

        Sorry, we can’t just hire someone who’s in debt. Maybe come back in a few weeks when you’re in better shape financially.

    • voxel@sopuli.xyz
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      9 months ago

      why do you need to take out a loan for a phone?
      just go and buy one outright if you need it?

    • soggy_kitty@sopuli.xyz
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      9 months ago

      My wife and I both have shit credit score, we still got a mortgage at a preferable rate based on our income and job stability alone.

      Sorry to say, credit score is a meme