• PeriodicallyPedantic@lemmy.ca
    link
    fedilink
    English
    arrow-up
    7
    ·
    9 months ago

    Credit scores aren’t a measure of financial stability or trustworthiness, they’re a measure of how much money the bank thinks they can make from you.

    So if you pay off a loan early, then they aren’t making money on your interest payments, so that negatively affects your credit score.