GreatAlbatross

  • 248 Posts
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Joined 2 years ago
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Cake day: June 13th, 2023

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  • For me, the price difference between chain pub food and nice resturant food is now too small as a percentage.
    If I’m going out, and the choice is £20 a head in a half decent local restaurant, or £17.50 for something mediocre in a pub full of sports fans, it’s not a hard decision.

    Same as happened with a lot of the fast food places: When you’re approaching “proper food” money, people will spend a couple of quid extra for something nicer.

    My local does decent cheap food, and does well because of it. (And in this comparison, it’s the £12.50 option)





  • GreatAlbatrossAtoPersonal Finance - UKMortgage Brokers red flags
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    5 days ago

    Nowadays, unfortunately, the whole buying and selling process seems to get massively rushed (and changes to stamp duty won’t be helping the panic).

    A good mortgage broker, particularly if you’re first time buying, saves a lot of work/stress while you’re juggling other things.
    They (should) know what can and cannot be done, which can save you a lot of time during the search.
    If you’d like to try an alternative, JustMortgages have been good in the past (not official advice or anything)
    Although the guy I used to use there now has his own independent firm!.







  • Honestly, this all just seems to stem from the ASHP breaking down, and possibly being undersized in the first place.
    If it as having to run on resistive the whole time, then yea, it would cost a blooming fortune.

    Building regs on heat retention have also tightened by 20% since 2020, so newer builds should require less to heat them now.

    What I don’t get though, is that if it was a newbuild, would it not be covered by NHBC’s warranty? Which should include the heating system, unless it is already under another warranty.