Ha. Exactly this. I have my case for situational use. If I’m out for a day where I know I’ll be using my phone a lot for taking pics etc I’ll whack on my Mous case. If it’s a regular day at work no case. At home no case UNLESS one of my c̶l̶u̶m̶s̶y̶ f̶u̶c̶k̶w̶i̶t̶ k̶i̶d̶s̶ darlings wants to play a game.
There’s definitely an argument that having both world be ideal but Apple being Apple that would push the pricing higher. Personally I enjoy FaceID. Touch ID is convenient in bed when reaching over to look at something on phone on bedside table without having to properly pick it up as with Face ID you need to be looking straight(ish) at the screen and have attention. Also I’m using my Quest 3 with pass through and can use phone well like that but obvs FaceID won’t work so I’m back to code entry there.