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    9 days ago

    I used to use the envelope method as a quick and dirty way of keeping my weekly budget in line; then COVID hit and it became more a hindrance than a help - this is absolutely a good thing!

    Although places not accepting cash being normalised is a bit of a pain in the arse.

    • MexOP
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      8 days ago

      I used a secondary current account like this. Transfer the cash I am happy to spend on non essentials to it and only spend out of that

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        8 days ago

        It’s a nice way to deal with it. Starling let you have a “linked” card which acts as a card w. Ringfenced money assigned to it which I like. It’s part of their “spaces” setup.

        • MexOP
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          8 days ago

          Starling cards are not free though right?

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            8 days ago

            They’re free to open. Couldn’t say how their overdraft charges compare (and they don’t offer very large ones) but they’ve been a decent current account for me at least.