• UnderpantsWeevil@lemmy.world
    link
    fedilink
    English
    arrow-up
    1
    ·
    9 months ago

    The grade dropped as soon as the account was closed, not ten years later.

    So this is

    1. Person who is currently carrying a loan
    2. Person who just successfully discharged a loan

    And the answer would definitely be 2).